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2012-06-23 at 15:23

Claim forms available

By Leith Dunick, tbnewswatch.com
Be Bob's Friend: Join our FacebookEverything is COZIER, WARMER, SEXIER, with a fireplace. Stylish Luxury meets functional heating at Bob's Intelligent Heating Decorhttps://www.facebook.com/pages/Bobs-Intelligent-Heating-Decor/120611374691481

Flood victim Mary Lahti says she thinks the claim process put forth by the City of Thunder Bay will meet her needs.

But Lahti admitted Saturday she was among the lucky ones.

“We have a dugout, and so we didn’t get sewage, so we were a lot better off than most people, than most of our neighbours,” Lahti said, departing the East End’s Slovak Legion, after attending the second public meeting held by the city, her application for assistance and loss to recoup costs from the May 28 disaster in hand.

Lahti had already filled out her yellow application for advance form and handed it in on Saturday, the first day the forms were distributed to those affected by the flood and sewage treatment plant failure.

“In our case, if we can get the money to re-insulate – because we can’t afford it, I’m on disability – that would be great. Before Christmas, before winter comes, that would be wonderful.”

Residents are faced with a July 9 deadline to hand in the advance application to quickly collect $1,000 of their full claim, under the Ontario Disaster Relief Assistance Program.

The longer blue form must be submitted no later than Oct. 31. Officials said claimants should expect to answer plenty of questions and proof when filing.

“There’s quite a bit of documentation required to support your claim, to support your loss,” said city clerk John Hannam.

Lahti is confident she’ll be able to navigate her way through the process, though she hasn’t taken a long look at the blue form, which will be processed by the Thunder Bay Disaster Relief Committee for approval, under the auspices of the ODRAP.

While Lahti considers herself one of the lucky ones, Georgette Swerdlyk isn’t quite as happy, after sitting through about a half an hour of explanations from city officials, who implored attendees not to turn the open mic portion of the event into a gripe session.
The Atlantic Avenue resident’s home was hit hard in the flooding and sewage back-up, but because she has insurance, and the right insurance, she put, not all of her costs will be covered.

Her insurance company will only pay a portion of the value of most of the items in her home, unless she’s replacing them.
But with irreplaceable antiques on her claims list, that’s just not possible.

Swedlyk would like to see the city cough up some of the missing cash.

“I’m basically out of luck on anything that I have,” she said. “I’m caught in the middle. I’ve lost out on everything that I had and I can’t apply for anything that they’re offering.

“I’d like to see the city cover the loss that I’m out. My insurance company will pay up to a certain insurance value, but I’m out all the rest of that money. I had to itemize (my stuff) and I don’t even know what was down there. I can’t remember half the stuff that was down there. And I’m the one who has lost.”

TBDRC chairman Wayne Fletcher reiterated the committee can only get two-for-one matching provincial funds on money they’ve collected though fundraising efforts and stressed that Saturday’s meeting was about helping guide victims through the application process.

Once again the city declined to discuss a $320-million class-action lawsuit filed against them earlier this week, stating legal reason.

However, city manager Tim Commisso said while they have some idea of what happened, on Monday he’ll ask council to approve hiring an outside, independent team to determine just what went wrong on May 28, when three-and-a-half inches of rain fell in a two-hour period, more than 200 millimetres over a five-day period.

“Yes, it’s going to cost a little bit more to do it, but it will be a public report and that’s the best way to do it,” Commisso told the crowd of 500 or more who gathered looking for answers and guidance.

Commisso said the city will take a closer look at the hardest hit areas, as closely as interviewing individual homeowners, to create a master plan to avoid disasters like this in the future.

Commisso did not rule out the possibility of a back-flow preservation subsidy program, sump pump subsidies and residential assessments. A water-rate rebate will be made available for affected households.

The city simply doesn’t have all the answers at this time, Commisso said.

“The reality of it is there are the types of things municipalities are finding out they have to put in place,” he said.
Commisso is comfortable with Thunder Bay’s efforts to date.

“We’ve done everything we can and I can stand up here and look anyone in the eye and say that.”

Most of the questions asked of city officials were from people seeking assistance and not knowing where to turn, though a number pointed fingers and questioned why the city wasn’t prepared when the flooding struck. Dozens got up and left the meeting after hearing who was eligible and who wasn't.

A meeting has been scheduled for Monday at the Slovak Legion with lawyer Chris Hacio to discuss the potential class-action lawsuit, rights and obligations of victims, dos and don'ts and the disaster relief application and hwo the Thunder Bay Legal Association is volunteering to help with the process. The meeting starts at 6 p.m.
 

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Tim H. says:
Meeting was a joke.

People with no insurance will be jumping through hoops and stacks of meaningless paperwork to try and get access to relief funds and donations.

Not exactly an expedient way to help.

Insured people will get nothing. You will get to apply for the $207 water bill relief whatever.

Thats it. Thats all. The city is in full damage control and its evident by their evasive attitude towards any of the causes or details of what happened.

but thats to be expected by slippery Tim. We're used to his M.O. by now.

So many people left as soon as it became evident that this was going nowhere. I fully expect the names on the lawsuit will grow exponentially over the next few days.

You can bet mine will be going on there now. The city had a chance to do something for the residents, they instead want to pat themselves on the back for fundraising that hasnt happened yet. In fact their whole fundraising is coming from other taxpayers.

Watkins phone will be ringing.
6/23/2012 3:42:58 PM
tiredofit says:
Well then Mr. Tim H, I certainly wish you luck with your pending lawsuit, however I also expect you to give back anything that has been handed to you in anyway shape or form to date and your certainly not entitled to the $207 water rebate either. If you made an insurance claim, please return any and all proceeds as you can't have it both ways.

You seem to claim in several posts that the city is totally at fault and to a certain point i'm sure they are, however if you plan on suing me and my friends, then you don't deserve squat from the rest of us. I love how this sleazeball lawyer states that the city should have seen this coming, ummmm... yeah, they used their crystal ball to do it and said...psst.. what ever, they can sue us.

I feel for those that have lost, however one chooses not to have insurance, that's not the city's fault, they have no one to blame but themselves.

Be sure to spell the city's name right on the cheque to reimburse us for what you've received to date!
6/23/2012 4:48:11 PM
moonpie says:
Okay, now take a step in to reality. Whatever assistance flood victims have received up to now have not made anyone whole; it was emergency assistance in the way of food, clothing, clearing out their sewage-soaked homes etc. I don't think anyone has received any monetary assistance, but if I'm wrong I'm sure it's nothing substantial = nothing to pay back to you or your friends.

Not everyone chooses not to get insurance. Some homeowners aren't eligible for certain coverages for whatever reason. Like car insurance, if you put a $5000 stereo in a $500 car, they won't cover your loss should the stereo get stolen.

If you were in the position some of these homeowners are in you'd probably be doing the exact same thing - looking to get compensation from whatever means possible.
6/23/2012 6:04:45 PM
tiredofit says:
moonpie, I'm not saying that anyone has received a lot from the city, however, my point is, if you're going to sue the city (aka you and me), my all means, do so, however don't expect a helping hand for anything. You simply can't have it both ways.

Mr Tim has stated in a few other posts that he seems to know the cause of the failure, well then, by all means, share it with the rest of us. Has the city failed us on this one? Hard to say, but they've done a dam good job of trying to help out as have numerous citizens of this fine city.

I say if there are people who screwed up and caused this, definiitely their names should be made public and they should be held accountable. However this was an act of nature (or god if you so believe). If it was a tornado that ripped your roof off, would you sue the city? This was a major flood and a lot of folks suffered, all over the city, however the east end gets the most press.

wait for the independent review before blaming anyone
6/23/2012 8:23:38 PM
Tim H. says:
Dont worry, aside from some extra garbage pickup and extra police patrols I received nothing from the city.

Nothing.

Not even a reason for what happened. Not a reduction on my hydro, taxes, nothing. Well, if you count dog and pony shows, I guess we got that today?

The city had a chance to buy us off for their mistakes and our subsequent damages. Something, anything! Instead... They offer nothing.


Hello lawsuit. Ive got nothing to lose and everything to gain now. I want my deductible. My property value loss, my taxes lowered, my 25% loss on contents..

and above all I want it fixed.
6/23/2012 6:13:18 PM
Me n My Opinion says:
Then sue Mother Nature. If it wasn't for her, none of this would have happened.

I feel bad for you and everyone else who was affected, but you know what? Sometimes life sucks. Why is it the City's responsibility to bridge the gap that your insurance policy failed to close. Sorry, but you signed your policy, elected to put whatever it was you lost in your basement, and expect me to pay the difference. As I said, sometimes life sucks. It's sucked for me on occassions in the past, and I'm sure it will again some day.

As I said, I do feel bad for you and all the others who were affected, but sometimes &*(%* happens to all of us.
6/23/2012 8:15:12 PM
HelenaHandbasket says:
Sometimes its not as easy as "you elected to put whatever it was you lost in your basement" My house is a bi-level so my "main floor" is actually my basement. Thats where the contractor built the kitchen, the living room, my bedroom and the bathroom.

Not everything is as black and white as a lot of posters seems to think.
6/24/2012 10:33:19 AM
debt collector says:
Then you should be suing the contractor, not the city.
6/24/2012 12:20:46 PM
tree says:
you want all this timmy?? you greedy pathetic little man. how about you work for what you want instead of taking from the city.
6/24/2012 12:38:20 PM
baor says:
I've read all of your comments and followed your arguments and truely believe that you were going to sue from day one. You were not sitting on any fences, just salviating at the mouth trying to justify $320 million which is an absolute outrage. There is nothing, nothing you or anyone else, esp the likes of Watkins and Zaitseff (good luck with that by the way), can say to change it. Best of luck trying to drag an entire city into this mess.
6/24/2012 2:24:58 PM
MissNote says:
lol...to your very last sentence... yes fundraiser came from taxpayers.. WHERE DO YOU THINK THE MONEY is going to come from when you SUE the city?..lol

give your head a shake....
6/24/2012 9:11:18 AM
tree says:
The meeting was a joke little timmy, sounds like you are the one whose the JOKE... why don't you move out of the city if you don't like it
6/24/2012 1:01:06 PM
Reignmaker says:
An the people who will be calling Watkins will be no better off than they are now. Worse, they will think it will get better nd then be sadly mistaken.

Bankrupting the city will not fix the plant, nor will it make this city attractive for the future. Ghost town it up lawsuit people.
Unfortunately, there needs to be accountabilty with funds since so many people would steal money if possible.
6/23/2012 4:56:24 PM
jimmyboy says:
What a joke this entire process is...immediate relief in the amount of $1,000.00...how far will that go to restore these peoples lives who were affected by the flood.?

and too boot it is going to take a week for them to receive it...you have to feel for the people who will be dealing with this committee!

This entire process has "BOONDOGGLE" written all over it in a very big way.!
6/23/2012 7:39:57 PM
wayne says:
So Tim H. did you not line-up for the $150 cash advance like the hundreds of others who did? Did you go to St. Peter's Church to get clothing, food, etc.? If you have insurance, which it sounds like you do, are you aware that most policies waive the $2000 or whatever water/sewage deductible if you have over $30k in damages? Are you aware that you could receive 100% of replacements costs for contents if you buy those items, submit the receipts to the insurance company, they will top up to the 100% cost? Are you aware that in your next hydro bill you will receive a claim form for electricity usage for fans, dehumidfiers, pumps, etc.? Are you aware that you live in an area prone to flooding?

I too was at that meeting at the Slovac to gain information for my in-laws who were affected by the flooding, and the reason why people left in droves was that as soon as it was announced that the claim forms were available at the back of the room, people surged in that direction.
6/23/2012 8:46:06 PM
unknowncronic says:

Its like the city is awarding stupidity by giving those w/o insurance the $1000!


If peeps w/o insurance get cash back,
it should be a credit toward PROPER INSURANCE, NOT CASH!

Ive spent thousands year after year after year after year just on the EXTRA premiums since I bought my house & want all the cash back that i spent then if peeps w/o insurance get anything back...
6/23/2012 8:47:18 PM
wayne says:
And to those who had 'antiques' and 'expensive' artwork in their basements, do you realize that those items should have been delineated and appraised in your insurance policies? Quick! if you sprinkle some hard boiled eggs with green and gold glitter, snap some photos, you may be entitled to loss of Faberge Eggs...lol
6/23/2012 9:05:38 PM
wayne says:
Tim H., have you had a proper and official property assessment value conducted pre and post flooding?
6/23/2012 9:21:39 PM
wayne says:
As an attendee of this meeting, it seemed to me that a majority of the people were more interested in the free chow line... the cold cuts and buns, macadamia nut cookies, coffee, tea and soft drinks than the meeting itself.
6/23/2012 10:57:11 PM
wayne says:
Tim H. have you forgotten about the fundraising efforts of the Red Cross, Salvation Army, Local Construction Association, St. Peter's Church, and that marathon fundraising campaign at Intercity by local media?
6/23/2012 11:07:03 PM
Sui Generis says:
When the conversation is about what the CITY has done, answering with what other organizations have done makes no sense.
6/24/2012 10:41:00 AM
wayne says:
Tim H. aka Delbert Grady, aka pieislandrefugee, aka The Warden, aka feduptaxpayer#1 and #2, just because you have a low self-esteem doesn't give you the right to be so whiny. Maybe your step-mommy didn't hug you?
6/23/2012 11:30:22 PM
canrebel53 says:
Reignmaker, a lawsuit against the city will not bankrupt it, they have insurance for things like this. And just whats going to happen when it comes out that it was the fault of the city. The people that had their basements flooded out because of the sewage plant should have their home repaired and get whatever they lost replaced by the City. It's time people started waking up in this City, they've been taking us for a ride for years now, and who know how much they've pocketed. And if it was your home that got flooded you'd most likely be the first name on the lawsuit.
6/24/2012 12:04:11 AM
Marak says:
You can't be that ignorant?

How do you think the City gets insurance??? Premiums, like anybody else...and what happens to your premiums after you make a claim? Say 100 million dollar claim... Premiums, of course go up and where do you think the city gets the cash for premiums? TAXES!!! Geez...

If the city is at fault, then so be it, but at least wait for the final report...suing within a few weeks just makes people look greedy. You think the lawyers are doing this to help you? They are ambulance chasers to the max and see a big payout in this, a 33.3% payout.

And to all the residents who had their basements flooded, I feel for you but that is what insurance is for. I for one am glad the city is requiring a lot of paperwork in to prove your loss, this whole mess is ripe for abuse and the money should go where it's needed, not for an advantageous cash grab! My spider-sense starts tingling when I hear of people losing their "valuables" and "antiques" in a flooded BASEMENT...
6/24/2012 7:50:23 AM
MissNote says:
not entirely... I would have insurance (and I do, so I am covered :) )...simple as that lol.. some people chose not to have insurance.. thats their own fault..lol
6/24/2012 9:14:04 AM
internettoughguy19 says:
I lived in the basement of my mom's home and lost everything I owned. We got a quick settlement from the insurance company but it wasn't close to covering the actual lost items. nonetheless we got a smile and a hand shake. At that time I decided not to be angry since this is something I had no control over, Yes I cried for my lost pictures of my Grand-daughter who passed away last year, yes I lost my stuff but the important thing was I didn't lose my life or my moms. I can only feel that luck was on my side and I was awake at the time the flooding came, because it did rise fast. I would have surely been drenched in waste or shocked to death by the water. It could have been worst. So I chose not to fight with city-hall, police, firemen, insurance people or anyone for that matter because what is being angry going to do? nothing but give me a sore tummy and much more. So take it from a disabled guy who can barely walk with no choice but to re-build and that is what I am going to do.
6/24/2012 3:22:39 AM
Ranma says:
So when the Red River floods every year in Manitoba, do the people there sue the province? Do the people in Winnipeg sue the city. But wait you are saying the river is different because it is not sewage. They are the same as the people who live in those areas are denied flood insurance because it is a known flood plain. Just like the majority of people in the East End who have no insurance. They were denied it because it is a flood plain and prone to flooding.

Should this not put up a big red light and say "NO VALUABLES IN THE BASEMENT!" Obviously everyone though that "it will never happen to me" And sadly it did. Even my brother had it happen, but he paid the high premiums for his insurance, and will now be denied in the future. His plans, fix the house and MOVE. Why should everyone else be punished because your big red light did not wake you up?
6/24/2012 7:54:44 AM
Sui Generis says:
I wasn't in the East End. I wasn't in a 'known flood plain' or however you want to call it. That would be why I didn't flood. I had RAW SEWAGE sent into my basement, several feet at a time.

Tell me, how does one predict a location to live based on your logic ... the further from the sewage plant, the better?
6/24/2012 11:19:29 AM
moonpie says:
I love reading these forums, so many comments by so many people that really don't know if what they're saying is true or complete fiction, speculating on this and that and even going so far as to predict the future. It's better than the Enquirer and all the daytime soaps put together!
6/24/2012 8:19:03 AM
countrychick says:
We are applying for the 1000 we have insurance and did have them come and assess our damage but they basically said we did not have enough damange not taking in consideration my son lost everything in is bedroom, bed, dresser some clothes etc... and my husband had the nreve to do most of the work himself which i guess was a big mistake since all the items we lost are in the landfill as we did not think to take pictures etc... i guess hindsite is 20/20 in the next disaters we are doing nothing til someone else does the work for us!
6/24/2012 9:28:56 AM
HelenaHandbasket says:
I am getting really sick of the posters who thoughout many of the posts about the flood keep saying "maybe you should have had the proper insurance" "maybe you should have spent the extra $200 a year and got flood/sewage insurance" or "I had the proper insurance why didnt you" etc etc, the blows keep coming and coming. My home was severely hit by the sewage and no I didnt have the proper insurance to cover the damage BUT it was because my property was INELIGIBLE! And not because I was to cheap or just didnt have insurance at all! My home COULDNT GET IT! Im glad that you had the necessary insurance or maybe you didnt flood at all, but sadly thats not the case for a lot of homes. Maybe you should get the facts before you come to your own conclusions. And for the poster who said "Its like the city is rewarding stupidity by giving them $1000" That was a cheapshot to people who have lost everything. The $1000 is there to help us rebuild our life.
6/24/2012 10:21:40 AM
brooky says:
And you would buy an uninsurable home because??? It's likely the biggest investment you will ever make. Why would you, or anyone else, spends several hundred thousand dollars (with interest) on something that can be gone in an instant that is not insured? You deserve your own fate. Stupidity 101 courses are available this fall at Con College. Better hurry though because they're filling up fast.
6/24/2012 10:40:54 PM
tree says:
Little timmy, your comments show that you indeed deserve nothing. Instead of sitting on this site all day and spewing your negativity, why don't you stop feeling sorry for yourself and go do something productive
6/24/2012 11:11:30 AM
Reignmaker says:
canrebel53

I agree that the costs to replace should be there. However, that adds up to nowhere near the amount that the lawsuit will look for or get.

I would be somewhat shocked if insurance would cover a giant lawsuit. The replacement costs for property? Sure.

I told my family members to be wary if this particular law firm was involved before I knew who was handling the lawsuit. I stand by that.

No, I would not be in line to sue because there are a lot of things that will continue to grind to a halt once a lawsuit is started.

Ask other lawyers, if your insurance company is treating you fairly stick with that. No one is going to get everyting back in the wake of a disaster. I agree that that this is terrible. My heart goes out to the people who have lost a lot. It can never be replaced.

If you assume that the City's insurance will pay for everything, then you are just as mistaken as the poor people finding that out right now personally.



6/24/2012 12:07:04 PM
THE HELPER says:
I just want to say I am tired of everyone saying the East End is prone to flooding. I lived in the East End for over 40 years and not once did we have flooding that I can remember. I have relatives that still live in the East End and believe me, they received no help from the City.
6/24/2012 12:27:36 PM
tree says:
the bottom line is that, responsible people have insurance... and cheap people will always be cheap. For those who had insurance, i am sorry for your losses, you can thank little timmy for every1 thinking that you are the same type of people..
6/24/2012 12:31:09 PM
Sui Generis says:
If one poster on an internet website helped you paint each and every person, out of 3000 homes flooded, to be exactly the same, then the type of people we are dealing with are ignorant, closed minded morons.
6/24/2012 8:21:03 PM
Missnote says:
Im sorry to say, but all I can say and say it again and again... Your own fault for not having insurance..... insurance insurance...

Mother Nature can happen anytime, anywhere...
Yes noone was prepared...but the government or the city does not have a crystal ball to let us know what to prepare for.. thats why we have insurance... its covered if something does happen.... Get into an accident... thats what you have insurance for..

Yay for taxes going up....... NOT!
6/24/2012 1:28:31 PM
tree says:
if you think that responsible people with insurance are gonna sit back while these cheapos who dont have the education to realize that they need insurance are gonna get $, you got another thing coming!!
6/24/2012 1:55:34 PM
moonpie says:
It seems the one without the education is you. It's been explained time and time again, for some reason you are incapable of understanding that not all homeowners (homes) are eligible for specific types of insurance. Maybe ask your sixth grade teacher to explain the in's and out's of insurance to you when you get back to school on Monday.
6/24/2012 5:53:33 PM
tree says:
you are one of the many "sheep" moonnpie... do you have the ability to think for yourself, or just what the lawyers tell you to??
6/25/2012 11:43:49 AM
Really says:
3 DUI's and still get insurance so can you. Pay the price. That's why houses in that area were such a great deal. Insurance is higher priced...Being a homeowner its up to you to be informed. If you couldn't get insurance there you should have moved....Maybe I am heartless. I bust my balls..I work work work pay pay pay pay. No insurance to bad for you. If you get money for not having insurance maybe i need to sue to get back all that money I paid out for insurance all those years. Where is the justice. Always helping ....no helps me. WTF
6/24/2012 7:29:32 PM
pippirose says:
All this name-calling and finger-pointing towards the victims of the flood is appalling.
Shameful...
6/24/2012 8:05:15 PM
or$en says:
yooze guyz dont get it!
the first claim for these peepz in the last decade made it impossible for them to get insurance from that point on
or they got it with unreasonable deductible compared to rates. your stuck with your property.flood is one thing ...city back up is another.

in most places a back up valve is not leagle, just 'cause you can buy one does not make it right.

its like peepz blaming the city for not diverting the sewer flow. you cant just divert raw sewage. if they even had the valves to allow this' you cant do it with out permission from the gov't do to "due diligence" rules.the gov't would not have given permission in the time needed and most effluent buildings dont even have bypass valves in order avoid this issue.
do i think the suite is right?
not at all.
but the city should step up.
i am a low spot in westfort.
i get some water regular when the water table is high, but never sewage.
i learned early, no finished floors in basements,and working drains.


6/25/2012 12:00:38 AM
former westfort resident says:
Wow. The ignorant comments here just keep growing. Like it or not, people in this country have the right to sue, regardless of your personal opinions, assumptions and posturing. Maybe a lawsuit will bring some transparency to the public realm, which has been absent at City Hall for many years? Maybe the truth will be revealed?
6/25/2012 12:18:51 AM
franklin32012 says:
For those people who think that we should abuy house insurance; probably all sunshiners, dont understand the enormous cost of insurance. Many people are forced to choose between paying the tripling cost of property taxes over the last ten years and the tripling cost of house insurance. Remember Thunder Bay residents are paying double or triple property taxes than everyone else in Canada.
6/25/2012 8:13:27 AM
unknowncronic says:


franklin: your comment should read

"imagine the enormous cost W/O insurance"
6/25/2012 9:16:23 AM
Tundrabay says:
Is this $1000 from Ontario Disaster Relief Assistance Program only available to those without insurance?
6/25/2012 9:40:04 AM
darkangel1031 says:
Franklin:You want to talk about insurance? Try paying almost $2000 a year for land you don't own,or $5000 a year for a small postage stamp lot.Thunder Bay is not Tax gouge city. Not even close.I feel for the people who lost but, in MOST cases, common sense should dictate- don't store priceless antiques in a basement-have proper insurance, and if, through the purchase process you find you can't. RUN, don't walk away. Why is it the city's responsibility to hold your hand and tell you what to do and what to prepare for,like a mother would."Now Timmy, wear your coat today, it's raining"? Do you not read the news or watch TV? Do you not talk to friends? Can you not look at the sky and see a storm is coming? Now, granted I am sure NOONE expected the sewage plant to flood, but as someone so eloquently put, S%*! happens,get over it. My hubby had an anyeurism at 27.Who do I sue? The doctor for not warning us early? You make me glad I moved from there years ago Personal responsibility....
6/25/2012 9:55:32 AM
justsayin' says:
"I’d like to see the city cover the loss that I’m out. My insurance company will pay up to a certain insurance value, but I’m out all the rest of that money. I had to itemize (my stuff) and I don’t even know what was down there. I can’t remember half the stuff that was down there. And I’m the one who has lost.”

I dunno, I would be able to list off every single thing that was valuable to me. And if I couldn't remember what I 'might' have lost then obviously it wasn't of great value. I don't think insurance was ever meant to replace every nick-nak or gadget you might have. Stuff is stuff, and over time you will accumulate more of it. Be happy that you had insurance and they you are getting money from them.
6/25/2012 10:11:01 AM
ermahgerd says:
If you can't get insurance on a house then don't buy that house. If you lost coverage for too many claims, move your stuff. You know you weren't covered. If I only have liability on my car and get into an accident, I don't get mad I didn't have other coverage. Don't plead ignorance to me or hardship for not being eligible. It's common sense and your own duty to be informed.

If the lawsuit wins against the city, and taxes end up going up, can I start a suit to sue all the people who sued the city for them causing my taxes to go up?

Also, those people need to realize if they win, the city will most likely have to redo ALL the sewers in the East End and that will cause their taxes to go up even more for the added new infrastructure. Think about that.

Everyone in that lawsuit is just greedy and wanting free money. It's not my fault I didn't want to cover my own butt, you pay for it. GIve me money.
6/25/2012 11:14:08 AM
tree says:
The Victims should get insurance instead of a settlement!!
6/25/2012 11:17:50 AM
Mickeymouse78 says:
there are so many people who took advantage of everything to do with the flood but were not affected at all. those people should be charged with fraud.
6/25/2012 12:02:15 PM
CyberDude says:
Money is not a solution. If you lost the items, buy them back and insurance will reimburse you. If you had no insurance, well it's your own fault. I agree that insurance is a scam but like it or not it's good to have it in cases like this. Don't be greedy and sue for $$$ but do it for the items you lost. If you can't get them, then ask for some sort of reimbursement but prove that it was worth something, don't just make a number like $1000000. In the end, we all going to pay for it, and do you really want me and the rest of the people of Thunder Bay to hate you?
6/25/2012 3:22:08 PM
tree says:
I already do cyberdude....
6/25/2012 3:44:35 PM
wayne says:
countrychick and tundrabay, the $1,000 advance is only available to those who are eligible for the detailed fund relief. visit www.thunderbay.ca/flood for details
6/25/2012 8:39:05 PM
wayne says:
And why is it that people affected by the flooding could not get insurance? Because they were flooded more than once in the past? And yet they keep 'valuables' and 'antiques' in their basements.
6/25/2012 11:32:57 PM
billwass7 says:
So let me get this straight...lawsuit because of mother nature...she can't be served papers so the city and province are getting sued. If they loose will there be another lawsuit because the cost of living and tax increases to pay for the suit? If they win then how many of the people involved in the suit are going to be getting sued by the lawyers to cover legal fees?
6/27/2012 1:20:02 PM
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